A North West View

I know it have been a while since my last post, but as one can probably predict I have been busy between work, the upcoming holidays and the fact that I am now actively hunting for houses.  Well yesterday I got to see two ones that I had been interested in from the outside and from their listings, which allowed one of them to be quite quickly after a good look threw be dropped right off the the contenders list.  While I expanded my search area and exclude one previously included area, with some new knowledge including commute time. So Thursday after I get off work, I am again meeting with my realtor, and should be seeing some other listings that I am interested in, and possibly finding some more to added to the list of possibilities.  So for the moment I am still in the process of finding the right property, at the right price in the the right area.  But I am still quite optimistic and excited to see more of what is out there.  I hope to find some more ti...

So today when I called the Credit Union to check in on the progress of my application like they had said to do, I got the good news, I am approved!  So now I can get an agent and start rooting that home out!  I am very excited, and have already contact my first choice of real estate agent to see if they are interested in taking on the task of helping me.  Although I do have a little chunk of properties I'm already interested in that I have been checking out online.  I am hoping to be home shopping here pretty soon!

So I called the bank (Credit Union) today, and was told by the loan officer dealing with my application that the bank was ready to approve me for 100K and that all they need is to have the mortgage insurance company sign off on that.

Some can already picture the day that you and your beloved sofa walk down the isle to commit your selves to each other for the rest of your life.  Well by some I mean candidate of Wisconsin lieutenant governor Rebecca kleefisch, who in a recent debate said that gay marriage in the state would lead to people marring inanimate objects like "this table or you know this chair" which even for the slippery slop crowed is a new level of crazy.  I mean now not only do at least some of these folks think that gay marriage will lead straight couples to commit adultery, turn our schools into gay wedding boot camps but that now it will lead to people taking a romantic fancy to their sofas and coffee tables and marring them.  

So Tuesday I got my few questions answers and all the paperwork the bank sent me signed initialed and mailed back to them, so that my loan application can continue threw the process.  I am quite hopeful as from the little that I was told things sound pretty good, which I am happy about but not truly surprised about.   I am however now in the wait and hold pattern while I wait to hear back from the bank.

So I am seriously beginning to think that my idea of trying to get into the market was/is a stupid one, in no small part to the paper work that showed up today for me from the bank, all of it basically repeats from the the stuff I filled out/approved online, for me to sign so they can begin to process my loan application.  Something that was supposedly happening all of the previous week, amongst the paperwork are documents that seem to require I put the horse before the buggy and some how have a homeowners insurance policy on a place I have not even found yet let-alone have a loan approved to start looking for yet!  Not only that they now want $500 to keep for the pleasure of possibly not approving me, with non of the paper work giving any idea how likely some sort of approval is.   At this point the idea of the whole thing is seeming very stupid and like I should just let it die.  As it is I think I'm going to have to make an appointment to go over this st...

I thought I would take some time to do a nice fun post, and give a couple of updates about what is going one with me in the proses.  So first off for the last 3 nights I had been working graveyard at the "north store" doing a price changing class to be officially trained as the back up price changer for when one of our two price changers takes some time off or has an family emergency I can now officially step in and do their work. I am also patiently waiting to hear from the bank on the home loan pre approval application that I submitted them. And now time to get down to the main show and that is the list of my top favorite songs of this year,