So today when I called the Credit Union to check in on the progress of my application like they had said to do, I got the good news, I am approved! So now I can get an agent and start rooting that home out! I am very excited, and have already contact my first choice of real estate agent to see if they are interested in taking on the task of helping me. Although I do have a little chunk of properties I'm already interested in that I have been checking out online. I am hoping to be home shopping here pretty soon!