A North West View

With the fact that I accepted the sellers counter offer today, I thought that I would post and share some of the myriad of thoughts that have been mixing and mingling in my mine of late.  As those of you that have been fallowing along will know by now, the place that I am buying is in a little suburban development in an area outside of the city that I work and currently reside in, something that I am quite happy with at for me it is allowing my to buy into my own little piece of the suburban American dream, which for me is a standalone single family home on a quarter acer lot.  Which for me is part of the essence of the american dream, and one of the big blocks that is part of building a life.  Now as some of you may also know I have been wondering about if I will ever be able to build the other part of that life and that is a family of my own to fully fulfill my suburban Americ...

So today when I called the Credit Union to check in on the progress of my application like they had said to do, I got the good news, I am approved!  So now I can get an agent and start rooting that home out!  I am very excited, and have already contact my first choice of real estate agent to see if they are interested in taking on the task of helping me.  Although I do have a little chunk of properties I'm already interested in that I have been checking out online.  I am hoping to be home shopping here pretty soon!

So I called the bank (Credit Union) today, and was told by the loan officer dealing with my application that the bank was ready to approve me for 100K and that all they need is to have the mortgage insurance company sign off on that.

So Tuesday I got my few questions answers and all the paperwork the bank sent me signed initialed and mailed back to them, so that my loan application can continue threw the process.  I am quite hopeful as from the little that I was told things sound pretty good, which I am happy about but not truly surprised about.   I am however now in the wait and hold pattern while I wait to hear back from the bank.